Asset Allocation
Investment Options – Asset Allocation Discover the best asset allocation strategy for your needs Asset allocation is deciding where you will invest your money. There are two fundamental choices, either “productive assets” such as stocks (businesses) and property, where you look to be rewarded by growing profits, rents and capital values. Or “interest only” assets, such as bank deposits and government bonds, where you have surety of income and return of nominal capital, but no long term growth of your income or capital. You may choose a combination of these assets, and everyone needs adequate cash reserves. All investments carry the risk of the permanent loss of capital, be they stocks (business failure), property (buildings … Continue reading Asset Allocation